Can You Pay With Apple Pay at McDonald’s and With Their App?

Can You Pay With Apple Pay at McDonalds?: Short Answer

girl paying  with phone

The short answer is that you can pay with Apple Pay at McDonald’s. However, you cannot use PayPal with Apple Pay as Apple Pay does not support it currently.

To use Apple Pay instore, simply make your order and present the cashier with your iOS device which you can then scan on the contactless reader to pay.


Can You Use Apple Pay With the McDonald’s App?

I recently downloaded the app and was a bit annoyed to find that the payment options were limited.

I use PayPal quite a bit and this isn’t currently supported.

However, iOS users will be glad to note that you can actually pay with Apple Pay using the McDonald’s app.

Simply install the McDonald’s app from the App Store and if you have Apple Pay set up then the option to use Apple Pay should appear with the payment options in the app.

To add payment options in the McDonald’s app you do the following:

  1. Click the “More” tab in the McDonald’s App (this is found on the bottom row to the far right hand side) 
  2. Go to “Profile” (the top option)
  3. Then click Payment Methods
  4. You can then add or remove your payment method details

As above, Apple Pay should already be detected if you’ve got it set up right.


Does McDonald’s Drive-Thru Accept Apple Pay?

You’ll be happy to hear that McDonald’s drive-thru does accept Apple Pay.

Essentially, McDonald’s drive-thru is no different to paying in store.

Make your order through the speaker and then drive to the window where you will be presented with a contactless card reader.

You can then use your iOS device as normal to make payment using the Apple Pay app.


Other Ways to Pay For Your Meal at McDonald’s

As above, Apple Pay is well supported at McDonald’s but if you want to pay using an other method there are plenty of other options also.

You can pay using the following:

  • With cash (instore /drive-thru only)
  • By using your credit or debit card using either the contactless method or chip and pin method
  • With Samsung Pay (instore/drive-thru only)
  • With Google Pay (instore/drive-thru only)

Is Apple Pay Safe to Use at McDonald’s?

While no digital payment (or any payment method for that matter) can be 100% safe from fraud, Apple Pay is fairly secure and comes with several layers of anti-fraud protection.

In fact, Apple Pay is safer than using a debit card or a credit card.

If someone steals your credit card or debit card then they can still use it contactlessly (usually up to a capped amount depending on where you’re from and/or which bank you use).

With Apple Pay, in order to use it, you have to input your password, use finger print recognition or face ID recognition to verify the payment.

This makes it pretty tricky to use for any thief or fraudster, especially in contrast to using a debit card.


Other Restaurants/Fast Food Joints that Accept Apple Pay?

man paying for food

Here’s a list of a few other fast food joints/restaurants that accept Apple Pay:

  • Au Bon Pain
  • Baskin-Robbins
  • Chick-fil-A
  • Chillis
  • Coca-Cola Vending
  • El Pollo Loco
  • Firehouse Subs
  • Fuddruckers
  • Jamba Juice
  • Dunkin’ Donuts
  • Jersey Mike’s Subs
  • Johnny Rockets
  • KFC
  • Luby’s
  • Panera Bread
  • Peet’s Coffee
  • Rubio’s
  • Subway
  • Starbucks
  • White Castle

Bottom Line

If you’re one of the 113 million iPhone users in the USA and you love McDonald’s, then you’re in luck.

Apple Pay is extremely well supported by McDonald’s and can be used instore, at the drive-thru and using the app.

This means that it is super easy to get your next Big Mac fix at the touch of a button.

We just wish they’d support PayPal!


About the author

Oliver graduated from law school in 2008 and has practiced exclusively in the field of civil litigation for the last 10 years. Away from law, he is a self-confessed personal finance geek and digital marketer.

-Chief editor and founder

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