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The author is not a regulated financial adviser and therefore any advice provided on this website should never be construed as, or substituted for, professional financial advice. Should you require any advice regarding financial matters then you should seek advice from a regulated financial adviser regulated by the Financial Conduct Authority.

The information provided on this is website is simply for information purposes only. I assume and accept no responsibility or liability for any loss, injury or damages whatsoever suffered by you should you use the information on this website. You use the information on this website at your own risk.